There are lots of reasons consumers call on Access Kentucky Appraisal Service, LLC

Year after year, thousands of people in Kentucky purchase, sell or refinance their home. Most of these transactions involve a simple line item for an appraisal. And even though there are a developing number of automated home valuation systems that might appear to be more cost-effective than an appraisal, the majority of lenders still call in a local expert because the stakes are so high. But is obtaining a mortgage the only reason to get an appraisal? Are there additional instances when the services of a licensed, independent real estate professional could be beneficial? Absolutely.


	When you're planning on any transaction where the value of your house is in question, just contact Access Kentucky Appraisal Service, LLC. Just click here

Let Access Kentucky Appraisal Service, LLC help you appeal your tax assessment in Montgomery County

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Access Kentucky Appraisal Service, LLC is your best evidence when building your case. We're qualified to assist you in appealing your tax assessment.

How can you get rid of PMI to lower your mortgage payment?

When the amount being loaned to the home buyer is more than 80% of the actual value of the real estate, most lenders ask home owners to take out an added insurance policy. That policy is Private Mortgage Insurance, or PMI. Very often, this additional payment is bundled into the monthly mortgage payment and is quickly forgotten. This is unfavorable because PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to dismiss the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

If you'd like to eliminate PMI, Access Kentucky Appraisal Service, LLC can produce a statement regarding the value of your home. The expense of the home valuation can generally be regained in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is often complicated by the challenging decision of who maintains the property, and it can be an especially heartbreaking ordeal for both parties. Regardless of the situation, it's prudent to order an appraisal from Access Kentucky Appraisal Service, LLC so both parties are entirely aware of the true market value of their property.

If the parties want to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Accurate and fair estate liquidation with Access Kentucky Appraisal Service, LLCSettling an estate

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion.

Most Americans don't have dedicated estate planners or executors to take care of these issues, unlike wealthier individuals. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Access Kentucky Appraisal Service, LLC can assist you in relocating to or from Montgomery County

Moving due to a job change can be a stressful event, and we understand. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive features of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered during our intensive process.

Let Access Kentucky Appraisal Service, LLC assist you in selling your home quickly at the right price

Whether you want to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a more informed decision regarding your asking price. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees aren't contingent upon the value we report, but rather they are calculated on our efforts to finish the appraisal.

We analyze the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.